N D WILSON
LIFE INSURANCE AGENCY
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Contact us to make sure your life & legacy is protected.
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LIFE INSURANCE SERVICES TO SUIT YOUR NEEDS
Final Expense
Protection
Final expenses are what need to be taken care of immediately after your death & can include the following:
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Funeral, burial, memorial services &/or cremation costs
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Transportation costs for funeral
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Repass or family gathering costs
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Medical bills
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Utility Bills
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Car Payments
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Credit Card bills
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Charitable Contributions per the deceased wishes
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Money left behind for Children or Grandchildren
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Payments for Other Property (Rental property, Timeshare, Personal Property, etc)
Mortgage
Protection
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Who will take over my mortgage payments when I die?
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Will that person have enough money to keep payments up to date for the length of the loan?
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Will that person have enough money while waiting for the house to be sold (if that's his/her wishes)?
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Will that person have enough money to renovate the home in order to sell for more than the home's current worth?
When considering Mortgage Protection, these are the questions you should as yourself:
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Will that person be able to handle the mortgage payments along with other household expenses (utility bills, cable, internet, phone, groceries, maintenance) on his/her own after I die?
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What is my mortgage loan balance?
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(For people with kids) Will my beneficiary be able to keep my kids in my home, or would they need to immediately relocate & would funds be readily avaialble for that?
HOURS & LOCATION
Location
WE COME TO YOU!
Servicing the ENTIRE state of Virginia as a Licensed Professional
Tel: 804.855.4258
Appointment Hours
Monday - Friday
10:00 am to 8:00 pm
Saturday
10:00 am to 6:00 pm
RECEIVE QUOTES 24/7!!
Retirement
Protection
These are the most important questions you should ask yourself when planning for retirement. And based on your answers, we may be able to help you, financially, live a more comfortable rest of your life. - excerpts from AARP's "Retirement: Three Big Questions" article
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How long will you live?
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There's no guarantee on how long you'll live, but we can guarantee "that, however long you live, your money will not run out."
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"Annuitize" some (not all) of your retirement stash to cover "fixed monthly expenses such as mortgage and utitlies."
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An annuity will turn a lump sum of money into a set monthly income to live off of for the rest of your life
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How much will you earn on your investment?
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Will it afford you the income to maintain the life you want for the next 10, 20, or 30 years?
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Will you need to save more or work longer?
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How much income will you need?
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Are you prepared for "wild cards such as future inflation rates, tax rates, or healthcare costs"?..."Fidelity Investments projects that the average married couple will need to set aside $230,000 by age 65 to cover out-of-pocket health care costs in retirement"
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What does your retirement look like?
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What will you be doing?
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When will you stop working?
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Where will you live?
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